What type of insurance is mandatory for drivers in Italy?

In Italy, third-party liability insurance is the mandatory type of insurance required for all drivers. This form of insurance covers any damage or injury caused to other people, vehicles, or property in the event of an accident that the insured driver is responsible for. The law mandates that all vehicles must have this insurance to ensure that victims of traffic accidents can receive compensation for their injuries or damages, regardless of the at-fault party.

Comprehensive insurance, while beneficial, is not required by law; it provides broader coverage that includes damage to the insured vehicle itself. Personal injury and property damage insurances can be part of broader coverage options but are not standalone mandatory requirements like third-party liability insurance. By enforcing mandatory third-party liability insurance, Italy aims to ensure that all drivers contribute to a safety net that protects all road users.